When most people think of life insurance, they typically consider the needs that their loved ones will face regarding future income and debt payments. In many cases, these thoughts are faced by younger people – those who may have small children or many years left to pay on their mortgage.

However, there are still a number of other potential needs that are faced by the loved ones of those who are middle aged, or even retired. These financial needs can also be met by obtaining – or keeping – a good solid life insurance policy in force.

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